INSURANCE

Comprehensive Coverage for Your Eye-Care Needs

Mirkin Vision strives to make eye care accessible, affordable, and easy to understand. We partner with a wide range of major vision plans to help patients receive the care they need while maximizing their insurance benefits. Some of the vision plans we accept include Davis Vision, Vision Service Plan (VSP), Eyemed Vision Care, AARP, PBA, Cole Vision, Aetna, GHI Medicare HMO, Empire HealthChoice (BC/BS), GHI Vision Services Plan, Oxford Medicare Advantage, Optum, and Spectera. If you don’t see your plan listed, calling our office at 718-634-0005 allows us to quickly check your coverage. 

Understanding Vision Coverage vs. Medical Coverage

Vision insurance is commonly used for routine services—including comprehensive eye exams, prescription eyewear, and contact lenses—often offered as a “vision rider” attached to your health policy or through a separate plan. Employers frequently offer vision plans through companies like Davis Vision or VSP. When scheduling an appointment, please let our staff know if you have a vision plan so we can support the authorization process and help minimize your cost. 

In contrast, medical insurance typically applies if your exam is driven by an eye-related medical concern, such as eye pain, complications from diabetes or high blood pressure, glaucoma, or chronic dry eye. In those cases, your medical insurance will be billed for your exam, even if you also have a vision benefit. It is not necessary to have a vision rider on your medical plan to receive coverage for these medical conditions.

Tips for a Smooth Insurance Experience

To help everyone get the most out of their benefits, Mirkin Vision asks patients to provide both their vision and health insurance details when scheduling appointments. This enables us to better navigate coverage limits, referrals, and authorization requirements. It also allows us to provide more accurate guidance on estimated out-of-pocket costs. We recommend contacting your insurance company before your visit to confirm details like copays, deductibles, and whether a referral is required.

Payments & Patient Responsibility

Most insurance plans require copayments or deductibles, which are due at the time of service or upon receiving the Explanation of Benefits. If you do not have vision or medical insurance, payment is expected at your appointment. Our staff is always ready to assist you with payment options and advice for minimizing expenses whenever possible.

Our Patient-First Approach

Insurance can be confusing, but you’re not alone. Our team is committed to guiding you through the process with sincerity and clarity, ensuring that you receive the eye care and eyewear solutions best suited to your needs. With thoughtful planning and mutual collaboration, we can help make your visit affordable and stress-free while protecting your vision for the future.

List of insurance plans accepted presently by Mirkin Vision

Davis Vision Plans

Vision Service Plan(VSP)

Eyemed Vision Care

AARP

PBA

Cole Vision

Aetna

GHI Medicare HMO

Empire Healthchoice (BC/BS)

GHI Vision Services Plan

Oxford Medicare Advantage

Optum

Spectera

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